I’ll try to put an end to the price discussion, so bear with me.
So if you want a good deal then search ebay for a second hand Geforce 960.
They are selling for as low as $50 it seems and should be 5x faster than what you have and only 30% slower than a 970, but faster than a 1050(!) and as fast as a 1060. (Maybe the 1060 has faster cores, but I don’t know… google if you like)
550 has 288 cores. (yours)
750 has 384 cores (my laptop)
960 has 1024 cores
970 has 1664 cores
980 has 2048 cores
1050 has 640cores
1050ti has 768 cores
1060 has 1024 cores (same as 960)
1070 has 1920 cores
1080 has 2560
So you get a lot of bang for the buck if you don’t go for the top performer.
Happy shopping!
Oh, and keep in mind regarding future proof:
Neon was amazing, bound to the CPU, but it had limits regarding what it could do in the future.
While Cycles will open doors for future development that Neon just can not, and it is still being developed.
Nathan also made a marvellous renderplugin that uses Cycles, that iterated the image just like in the viewport and you could zoom in to check quality while it was working and it was just great, but sadly it didn’t make it into V6. The current viewcapturetofile with a statusbar when rendering larger than viewport just isn’t a good solution. But that’s how it is. For now at least.
Luckily for you Neon still works in V5, and you have V5 and you can copy-paste geometry from V6 to V5 to do your magic.
Remember: you CAN spend 1000 bucks on a graphiccard, but you don’t have to, just like you can spend tons of money on a dual rig multicore XEON computer to speed up and older render engine.
Oh, and Cycles isn’t “free”, it’s part of a new software, software that requires good hardware to perform at max speed, just like Neon requires hefty CPU(s) to perform at max speed too.